MOTORHOME INSURANCE

SUMMARY OF BENEFITS

CaraCOVER

This covers the Motorhome for Accident, Malicious Damage, Theft, Storm Damage, Hi-Jack, etc.

CaraCONTENTS

The Contents of the Motorhome is covered for an overall limit of R30 000 and include the following:
BEDDING (R3 500)
Blankets, Sleeping bags, Pillows, Pillowcases, Sheets, Duvets, etc.
KITCHEN (R3 500)
Pots, Pans, Crockery, Cutlery, etc.
CLOTHING (R2 000)
Clothing normally kept inside the Motorhome
ELECTRICAL APPLIANCES (overall R8 000 – R1 500 per item)
Portable radio/Hi-Fi, TV, satellite dish, portable coller box, etc.
ACCESSORIES (R8 000)
Folding tables and chairs, portable braai, water container, wash-up basin, etc.
TENTS (R5 000)
Patio-rooms (Rally tents), Multi-rooms, Gazebos, Dome tents

CaraCARE

The CaraCARE is automatically included and covers the Motorhome for:
ROADSIDE ASSISTANCE
Flat tyres, Flat battery, Keys locked inside the Motorhome, Running out of fuel and Repatriation of Motorhome.
TRAVEL ASSISTANCE
We will assist with Directions, Weather Line, Sports bookings, Restaurant bookings, etc.
HOME ASSISTANCE
A service putting you in touch with reliable service providers such as Electricians, Plumbers, Glaziers, etc. This also include a security service in the event of a burglary whilst you are away from home. The CaraCARE benefit is offered to the Cara-Sure member when departing on a journey, whilst on vacation until the safe return home.
Please Note: : In the case of a Motorhome, we will cover a small vehicle/small trailer that is being towed by the Motothome for Roadside assistance.

EXCESSES

In respect of each and every event giving rise to a claim, excluding a third party liability claim for which no excess is payable, you will be liable for the payment of the excess as specified below:

BASIC EXCESS

5% of the claim amount – minimum R1 000

CONTENTS

R500 for each and every claim

WINDOW/GLASS

30% of the replacement value of any window glass subject to a minimum of R250 except for the filling or repairing of chips or cracks where no excess will apply.







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